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engagement-ring

Getting engaged is going to be one of the most exciting moments in your life, but many people are nervous about investing in an engagement ring. While those rings can get pricey, there are a few simple steps that you can take to potentially save thousands on that purchase.

Focus on the 4Cs (Color, Clarity, Cut, and Carat Weight)

engagement picture

You probably aren’t going to become a diamond expert in the coming weeks, but you should at least familiarize yourself with the 4Cs of diamond quality. This is the universal method of determining the quality of a diamond, and you are probably going to see it a few times during your search for a ring. While many buyers focus on the carat weight of a diamond, the other Cs are just as important.

Compare and Buy Online

a woman is given the engagement ring

Heading to a local jewelry store is a great way to find new styles and designs, but you might want to buy online diamonds if you are on a strict budget. Many online diamond retailers let you compare multiple stones at once, and that will allow you to find the perfect diamond at a great price. As an added bonus, you won’t have to pay for your new engagement ring until it has been delivered to your door, and that is going to give you peace of mind.

Skip the Platinum Rings

engagement ring in black and white

Platinum jewelry has become quite popular in recent years, and that is one of the reasons why the price of that metal has skyrocketed. Those who have a tight budget should consider more affordable alternatives like gold. White gold is very similar to platinum, but that metal is just a fraction of the price. With the proper care, your white gold ring should continue to look flawless for decades.

Avoid Major Holidays

engagement ring

If you plan on getting engaged around a holiday, then you might want to shop for the ring a few months in advance. While some companies keep their prices consistent, many jewelry retailers have surge pricing during the holidays. As a general rule, the best time to purchase jewelry is during the summer months when sales are low. Many retailers offer huge discounts on their rings in order to get rid of old products.

After you have invested in an engagement ring, you should consider insuring it. Many companies will ensure those rings for a few dollars a month, and that coverage is going to be invaluable if the ring is lost, stolen, or damaged.

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